{"product_id":"9781443418683","title":"Saving For School","description":"\u003cstrong\u003eSaving For School\u003c\/strong\u003e\u003cbr\u003e\u003cb\u003eAuthor(s): Gail Vaz-Oxlade\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eThe most important investment parents can make is finally simplified, Gail-style\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eThe the average debt hanging around the necks of Canadian graduates is $27,000. So when they don their caps and gowns and look forward to the future, what they are actually looking at is decades of payments. Yet only 35 percent of eligible kids receive the Canada Education Savings Grant—up to $7,200 that the government wants to GIVE parents as a reward for saving for school. So why don’t more parents use RESPs?\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThey don’t understand how they work\u003c\/li\u003e\n\u003cli\u003eThey say they can’t come up with the money\u003c\/li\u003e\n\u003cli\u003eThey don’t know about the grant—the free money\u003c\/li\u003e\n\u003cli\u003eThey aren’t convinced their kids will need their help\u003c\/li\u003e\n\u003cli\u003eThe language and rules just seem too complicated\u003c\/li\u003e\n\u003c\/ul\u003e\u003ci\u003eSaving for School\u003c\/i\u003e will explain the ins and outs in Gail’s trademark clear, straightforward style. It takes parents and future students through the steps of putting money into a plan and taking it out in the most taxeffective way. The book makes following the rules and regulations simple and shows you how to set your plan up to work for YOU (as opposed to making it easy on your financial institution).\u003cp\u003eBeyond RESPs, Gail offers a full plan for minimizing your student debt and guides you through how much student loan you should take on, along with offering general tips and strategies for saving and for following a budget at school. With Gail by your side, there’s no excuse not to start Saving for School.\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003eReview(s):\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eISBN:  9781443418683\u003cbr\u003e\u003cbr\u003e ","brand":"Collins","offers":[{"title":"Paperback \/ softback","offer_id":41089187610830,"sku":"9781443418683","price":6.15,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0600\/7029\/7806\/products\/9781443418683.jpg?v=1649045611","url":"https:\/\/pickwickbookshop.com\/products\/9781443418683","provider":"Pickwick Bookshop","version":"1.0","type":"link"}