{"product_id":"9781982120238","title":"The Latte Factor : Why You Don't Have to Be Rich to Live Rich","description":"\u003cstrong\u003eThe Latte Factor\u003c\/strong\u003e\u003cbr\u003e\u003cb\u003eAuthor(s): David Bach, John David Mann\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eINSTANT \u003ci\u003eNEW YORK TIMES\u003c\/i\u003e, \u003ci\u003eUSA TODAY\u003c\/i\u003e, \u003ci\u003eWALL STREET JOURNAL\u003c\/i\u003e,\u003ci\u003e \u003c\/i\u003eAND INTERNATIONAL BESTSELLER \u003c\/b\u003e\u003cbr\u003e \u003cbr\u003e\u003cb\u003eDiscover #1 \u003ci\u003eNew York Times \u003c\/i\u003ebestselling author David Bach’s three secrets to financial freedom in an engaging story that will show you that \u003ci\u003eyou are richer than you think\u003c\/i\u003e. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone—from millennials to baby boomers—can still\u003ci\u003e \u003c\/i\u003emake his or her dreams come true.\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003eIn this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann (\u003ci\u003eThe Go-Giver\u003c\/i\u003e) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’s suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.\u003cbr\u003e \u003cbr\u003eHenry soon reveals his “Three Secrets to Financial Freedom,” ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreams—all she has to do is make a few easy shifts in her everyday routine.\u003cbr\u003e \u003cbr\u003e\u003ci\u003eThe Latte Factor\u003c\/i\u003e demystifies the secrets to achieving financial freedom, inspiring you to realize that it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, #1 \u003ci\u003eNew York Times \u003c\/i\u003ebestselling author of \u003ci\u003eMoney: Master the Game\u003c\/i\u003e).\u003cbr\u003e\u003cbr\u003eReview(s):\u003cbr\u003e“David Bach is the one financial expert to listen to when you’re intimidated by your finances. His powerful and easy-to-use program will show you how to spend, save and invest your money to afford your dreams.” \u003cb\u003e—Tony Robbins, #1 New York Times bestselling author of MONEY: Master the Game\u003c\/b\u003e\u003cbr\u003e“When I first started my career, I was deep in debt and full of shame, fear, and embarrassment about money. David Bach’s books helped me turn that around and create real financial freedom. On MarieTV we featured David and his Latte Factor challenge—and the results for our community were immediate. \u003ci\u003eThe Latte Factor \u003c\/i\u003eworks!” \u003cb\u003e—Marie Forleo, author of Everything Is Figureoutable, host of the award-winning show MarieTV\u003c\/b\u003e\u003cbr\u003e“David Bach has a masterful ability to translate the complicated world of investing into terms we can all understand. \u003ci\u003eThe Latte Factor \u003c\/i\u003emay be his simplest and most powerful message yet.” \u003cb\u003e—Simon Sinek, optimist, New York Times bestselling author of Start with Why and Leaders Eat Last\u003c\/b\u003e\u003cbr\u003e“David Bach has inspired millions worldwide to be smarter with their money; now this great story can inspire you to take action to live your best life. You truly don’t need to be rich to start investing and go for your dreams.”\u003cb\u003e—Jean Chatzky, financial editor of NBC’s Today, host of the HerMoney Podcast\u003c\/b\u003e\u003cbr\u003e“Sometimes a story is worth a thousand pieces of unheeded advice. Let this lovely tale, laced with practical wisdom, inspire you to make a few elegantly simple changes—\u003ci\u003ewithout \u003c\/i\u003ebudgeting—to build the wealth you need for a life you love.” \u003cb\u003e—Vicki Robin, author of Your Money or Your Life\u003c\/b\u003e\u003cbr\u003e“\u003ci\u003eThe Latte Factor \u003c\/i\u003eis a masterpiece. David Bach’s strategies helped me become a millionaire at 30. Read this book, put it into practice, and then share it with everyone you know. It will change your life.” \u003cb\u003e—Grant Sabatier, author of Financial Freedom, creator of Millennial Money\u003c\/b\u003e\u003cbr\u003e“\u003ci\u003eThe Latte Factor \u003c\/i\u003eis a soulful journey that will inspire you to live your dreams now. Bach and Mann’s storytelling genius make this a life-changing book of our time.” \u003cb\u003e—Farnoosh Torabi, host of So Money, author of When She Makes More\u003c\/b\u003e\u003cbr\u003e“David Bach moves audiences worldwide with his message of hope and inspiration. \u003ci\u003eThe Latte Factor\u003c\/i\u003e will stir your heart and uplift your soul. It is so very worth your attention, contemplation, and implementation.” \u003cb\u003e—\u003c\/b\u003e\u003cb\u003eRobin Sharma, bestselling author of The Monk Who Sold His Ferrari and The 5 AM Club\u003c\/b\u003e\u003cbr\u003e“David Bach’s advice is masterful. He takes the complicated and makes it simple—it’s literally a three-step process to financial freedom. You can do this!” \u003cb\u003e—Jon Gordon, bestselling author of The Energy Bus and The Power of Positive Leadership\u003c\/b\u003e\u003cbr\u003e“Forget the lottery, Prince Charming, or the pot of gold at the end of the rainbow—\u003ci\u003eThe Latte Factor \u003c\/i\u003ewill show you a path to a winning, rich life. A must-read for every woman from every background.” \u003cb\u003e—Nely Galan, Emmy Award-winning producer, New York Times bestselling author of Self Made, first Latina president of entertainment for a U.S. television network (Telemundo)\u003c\/b\u003e\u003cbr\u003e“An instant classic, \u003ci\u003eThe Latte Factor \u003c\/i\u003eis the perfect gift for people of any age who don’t like to think about finances—and are poorer and unhappier because of it. Invest one hour to read this book and reap positive returns for a lifetime!” \u003cb\u003e—Ken Blanchard, coauthor of The New One Minute Manager and The Secret\u003c\/b\u003e\u003cbr\u003e“A game-changer! This incredibly powerful story will change your life. Anyone from any generation or background can use this book to fuel their dreams and empower their future.” \u003cb\u003e—Sarah Jakes Roberts, author, businesswoman, and media personality\u003c\/b\u003e\u003cbr\u003e“This is one of the freshest, most exciting and fun reads I’ve had in a long time: a ‘quake book’—one that totally flips your mindset upside-down and gives you a 10X better operating system. \u003ci\u003eThe Latte Factor \u003c\/i\u003ewill completely transform your relationship with money and happiness.” \u003cb\u003e—Benjamin P. Hardy, Inc.com\u003c\/b\u003e\u003cbr\u003e“Bach and Mann’s \u003ci\u003eThe Latte Factor \u003c\/i\u003ewill help you learn how to best identify what you value most, so you can spend, save, and invest to live a life aligned with your goals.” \u003cb\u003e—Erin Lowry, author of Broke Millennial Takes on Investing\u003c\/b\u003e\u003cbr\u003e“David Bach has been my friend and guide for almost a quarter-century, and he has never failed to amaze me with his genius for making the complex world of finances approachable to everyone and his genuine caring about making an impact in people’s lives. \u003ci\u003eThe Latte Factor \u003c\/i\u003eis a book for all time!” \u003cb\u003e—Louis Barajas, author of The Latino Journey to Financial Greatness\u003c\/b\u003e\u003cbr\u003e“Iconic financial expert David Bach has inspired tens of millions of lives with his Latte Factor method. You owe it to yourself to read \u003ci\u003eThe Latte Factor \u003c\/i\u003eand share it with those who matter most to you. In less than an hour you’ll learn truly how to become a financial grownup.”\u003cbr\u003e“I have known David for over a decade. His timeless principles will inspire you to live a life that goes beyond wealth, and one that embraces meaning and giving.”\u003cbr\u003e“For more than two decades, David Bach has been changing lives through his simple yet impactful teachings about money, investing, saving, and building wealth. I know this because I featured the Latte Factor principles on \u003ci\u003eThe Oprah Show \u003c\/i\u003eand watched David transform tens of millions of people’s lives. And we didn’t just talk about the Latte Factor—we put it to work in our own lives!”\u003cbr\u003e“A captivating story packed with aha! moments. \u003ci\u003eThe Latte Factor \u003c\/i\u003ewill surprise and delight you—and it will transform the way you think about personal finances.”\u003cbr\u003e“Every college student across America and around the world needs to read this book. David’s advice is so powerful because it is so easy to implement, and the tale he shares is both heartfelt and inspirational.”\u003cbr\u003e“Bach and Mann offer a master class in the fundamentals of personal finance and financial independence, wrapped in an engaging story of self-discovery. \u003ci\u003eThe Latte Factor \u003c\/i\u003eis a gem!”\u003cbr\u003e“Bach and Mann have done a startlingly good job of illustrating life’s deepest secret and most profound truth: that a genuinely rich life—a life of ‘flat-out, unbridled joy,’ as the authors put it—is available to anyone in any circumstances. Highly recommended!”\u003cbr\u003e“I LOVE this book! Bach is simply the best at getting you to take quick action to change your life. In one fun-filled hour, you will learn how a few small, simple changes can compound into a massive transformation in your financial future. \u003ci\u003eThe Latte Factor \u003c\/i\u003eis destined to be a global sensation!”\u003cbr\u003e“A great read for millennials, and a helpful reminder that little life changes can have a big impact on your financial future.”\u003cbr\u003e“A game-changing little book, delivered with the wisdom, heart, and brilliant simplicity that have endeared David Bach to millions. Read, act now (it’s easier than you think), and genuine financial freedom is yours for the taking!”\u003cbr\u003e“A wonderful, fun, engaging, inspiring book! Despite its title, it’s not about the latte—it’s about showing you how to get a grasp on your money and live a rich life, regardless of your salary or income. And you’ll love the story so much you’ll forget that you’re actually learning life-changing lessons from a master in the field.”\u003cbr\u003e“David Bach’s advice is so powerful because it so easy to implement. \u003ci\u003eThe Latte Factor\u003c\/i\u003e transforms complicated concepts into simple actions, laying out a three-step process that anyone at any level of income can put into practice to achieve financial freedom and a life filled with abundance and joy.”\u003cbr\u003e“\u003ci\u003eThe Latte Factor \u003c\/i\u003eis a little story that packs a huge idea: that financial success, freedom, and security start with being clear on \u003ci\u003ewhat matters most \u003c\/i\u003ein your life.”\u003cbr\u003e“In less than an hour \u003ci\u003eThe Latte Factor \u003c\/i\u003ecan help you take control of your money and your life. Whether you’re just starting out in business or an employee in mid-career, or you’re in debt, or you just want to live the life you always dreamed of, \u003ci\u003eThe Latte Factor \u003c\/i\u003ecan help you gain financial success, freedom, and security. You’re richer than you think—and you \u003ci\u003ecan \u003c\/i\u003emake your dreams come true.”\u003cbr\u003e“Since discovering David’s Latte Factor concept in my early thirties and implementing his pay-yourself-first strategies, my wife and I have had huge leaps forward financially. We’re now millionaires, my wife was able to be a stay-at-home parent, and I was able to leave my unsatisfying corporate job to pursue passion businesses!”\u003cbr\u003e“David Bach’s approach to personal finance will inspire a generation. Living rich can feel out of reach for many in the creator community, but David’s simple, no-BS approach balances our ability to thrive now while simultaneously preparing for a wealthy future.”\u003cbr\u003e“A must-read if you want to reach your personal financial goals!”\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eISBN:  9781982120238\u003cbr\u003e\u003cbr\u003e ","brand":"Atria Books","offers":[{"title":"Hardback","offer_id":40896180486350,"sku":"9781982120238","price":20.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0600\/7029\/7806\/products\/O_18d24fd9-6638-4426-8b32-49ae8c1002b4.jpg?v=1646690689","url":"https:\/\/pickwickbookshop.com\/products\/9781982120238","provider":"Pickwick Bookshop","version":"1.0","type":"link"}